What not to do?
There are lots of people you find tell you to do this, do that on retirement but very few to tell what not to do on this major change of life. They’re going to be a massive change that will start with lots of confusion, the discomfort of not having anything to do. The first thing we all can do is explore the best things to do after retirement, avoid pitfalls considering the list of things we don’t need to do.
1. Don’t Get Anxious
While you were working, you awaited long to get relax, sleep late for a week or two, spending the whole day doing nothing. But as you approach retirement, become enthusiastic plus anxious, not able to maintain a balance between new life and old routine. At the beginning of this era, it’s pretty common that nobody has an exact picture of this vacation stage of retirement. It’s like you are an intruder of your habits, by doing a little research and exploring more about the hobbies that will keep you busy and busy. It’s not bad to have a long bucket list of things you love to do, try to develop a new healthy routine that prevents you from drifting along through the rest of your life.
2. Don’t Blow Your Savings
We are not suggesting keep your investment into account and don’t use money from your savings. Here’s the point, we suggest you go for Budgeting and financial planning before spending your money lavishly here and there. Many people will raise the question of why it’s a great deal to spend their own money? But in reply it’s your hard-earned money why don’t you just dig a deeper before making any impulse buying or we have more options to explore like:
Be on a cash diet
Draft a Financial Vision Board
Sell useless stuff from home
Compare the prizes
Control your credit
3. Don’t Expect Relationships to Remain Unchanged
Unlike you, your retirement will probably influence your family. Earlier, you have boundaries and restraints time with your children, and now the unrealistic expectations arise between you all. Maybe they are so comfortable with their routine, it will take time to get adjust or maybe it’s stressful; for you to get adjusted. The relationship can be tricky to negotiate, keep in mind that young adults have very active lives of their own, so you need to enhance your relationship with them without making them feel that you are interfering in their routine. It’s not always going to be negative, to maintain balance we can start with spending some time together, plan small fun activities. Plus, learn new things from them, share your own experiences, be there as a mentor, the helping hand for them, as you going to have lots of time to know more about their likes, what’s new in their life, what’s current and spend a happy hour with your family.
4. Don’t Be Afraid to Try New Things
Don’t plan to spend your retirement sitting home, under the clouds of loneliness, afraid of trying something new. Be creative, go for a part-time job or become an entrepreneur, start exercising new things, do something innovative with your free time, mash with your friends, and get socialized. Every retiree is different and hobbies uncovered your uniqueness, it involves your mind, body, and spirit. There is a wide range of alternatives when choosing a hobby, and hard to stick on one hobby, from time to time you can shift to another one or inspire yourself pursuing over one at the same time. There are plenty of options that vary from Sport to playing video games, reading to writing, cooking to gardening, join the club or voluntarily work for an organization, be a mentor or become a teacher, became a student or a principle, explore the world, endless choices you have.
5. Don’t Immediately Downsize Your Home
Most of the time retiree’s first preference is to move out from their old home to smaller ones, to have more cash, paid off your mortgage and they have plans to travel around the world. In my advice it’s not good to rush selling your house so quickly, calculate how much the actual move will cost you, how you going to adjust to a new city, if you going to move to another side of the town you would leave behind your family and old friends. It will be better to postpone moving to a new house. To make it less traumatic, you have options for putting your equity to work than selling your home.
6. Don’t Give Up on Love and Romance
Sometimes starting of retirement is very frustrating, and it takes time to come out with these mood swings. Your relationship with your spouse going to change, but with just a little understanding you will renew fun and rekindle love and romance. They’re no secret to having a healthy, loving relationship, but having someone special next to you in a hard time especially in your retirement phase will keep you away from loneliness. Don’t be shy or afraid of putting your feelings in front of your spouse, no one more than him or her understands you, and spouse going to play a vital role in keeping you happy and overall healthy well-being after retirement. Plan some nice dinner date, lunch or for a cup of coffee to remind of old memories or create new ones.
7. Don’t Be Impatient and Go Easy on Yourself
In starting most of the retirees feeling sad or blue, it takes time to adjust to this new status. It’s not they are not doing their best, it takes time to adjust with the new routine and sometimes they get impatience and get confused about how to handle the situation. Like I said earlier, stay active, be in contact with your friends and family. Probably you should reassess your needs, establish new connections to boost your mood, and you will have a good company. When you find things falling apart, you will have a good company of friends to support you.